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陈启笑了笑，说道：其实我们可以先做一个有新意、但是制作简单的游戏打出名气。即便如此，众臣也都对大苞谷斜眼，都愤愤不平。该片是讲述落入凡间的宇本（李洙赫）用笑容治愈人间的喜怒哀乐时发生的小插曲，以短片形式的爱情奇幻治愈电视剧。 宇本是像吸血鬼一样给人冰冷的印象，性格也刁钻，外貌、行动全部特别的人物。以偷窃了绝对者衣服之罪被贬入凡间，因此他用衣服治愈人心，逐渐走入人间学习温暖。1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.The fundamental reason for using design patterns is to adapt to changes, improve code reuse rate, and make software more maintainable and scalable. In addition, the following principles should be followed when designing: single responsibility principle, open and closed principle, Richter substitution principle, dependency inversion principle, interface isolation principle, composite reuse principle and Dimit principle. Each design principle is described below.你说对了。在离奇的谋杀案发生后，两个不搭调的小镇警察着手调查众多嫌犯，也随之揭开了隐藏的政治手段、个人企图和可怖神话。