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Generally, they do not participate in the audit and have no contract with the borrower, but only a creditor's rights transfer contract with Yixin's third party. In this way, lenders will have great risks. Therefore, in order to protect the loan safety of the lender, Yixin promised in the contract with the lender that in case the loan is not repaid, Yixin will pay the insurance money withdrawn by the company to compensate all the principal and interest of the lender. This is the biggest guarantee for the lender. Risk control is a powerful guarantee for repayment. Yixin's decentralized loan and monthly repayment system have ensured effective repayment to a greater extent. In addition, Yixin requires a face-to-face meeting when reviewing the borrower. Therefore, Yixin has set up offices in 15 cities, one of its purposes is to meet with instant noodles. In the face-to-face meeting, I personally presented the original of various certificates and asked about the use of the certificates in person, thus better ensuring the authenticity of the borrower. Judging from its strong control over the lending process, Yixin is mainly a way for P2P enterprises to determine the interest rate of borrowers according to their credit rating, so Yixin belongs to composite intermediary P2P. Qingdao Model: Mortgage and Guarantee Model彭国栋，资深谈判专家，出道以来未尝失手，亦是最快成功说服事主的纪录保持者，加上本身是「重案组总督察」，屡破奇案，锋芒毕露，向为警界明星，事业家庭两得意，所以为人颇为自负！哆啦A梦是一只来自未来世界的猫型机器人，用自己神奇的百宝袋和各种奇妙的道具帮助大雄解决各种困难。哆啦A梦的故事将人们带进一个奇妙、充满想像力的世界。也正因此，它能作为一个常青的形象，伴随几代少年儿童的成长。　　程大元在病房里给病友号脉，吓得病友以为自己大限将至，被护士长彭瑞云训斥了一通。脾气暴躁的前妻安素贞想与大元复婚，派儿子大龙从中撮合被大元识破。安素贞不死心，三番两次来医院找程大元复合，护士长彭瑞云帮忙拦住了她，大元心里有点感激。英布点点他，知道这样情景完全就在预料之中。虞子期沉声道：刘邦的妻儿老小已经抓住了，不过可惜的是被刘邦给溜了。4. Common Difficulties