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杨长帆挠头道：其实我也没什么理解，我也是读书读到的，这方面书读的不多，恰好读到这个，觉得比较信服，也许以后还会有更信服的解释出现。1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.　　在这起案件中，虽然小女孩亲眼目睹了妈妈被强奸的过程，但由于对方辩护律师强大的能力，这起本来非常明了的官司却变得异常艰难。了解了这件事之后，这位警探主动担负起保护母女二人的责任。Hardy 将在本剧中饰演James Keziah Delaney，1814年的他发现在非洲生活十年之后，他父亲留给自己一笔神秘的遗产；后来被误解他的人带入发动了战争，他又发现自己与东印度公司呈现对峙的状态，同时在英美两个参战国之间进行着一个危险的游戏。《深夜书店》讲述了一家24小时营业“深夜书店”里跨越时空的玄幻、惊悚、爱情故事：在一个风雨交加的深夜，一人度过孤独千年的书店店长老白照例给每个读者免费送上半杯“深夜牛奶”，时钟快要指向凌晨整点，老白叹了口气转身进入了地下书库。只听见头顶的书店里突然传来凄厉的哭声和惨笑……源自于网上仅两句内容的恐怖故事，例如「我手机上有张我在睡觉的照片。我是独居的。」这类陈平笑道：绍/兴二字是大王曾经的封号，以此作为纪念很不错，何况其本身的字面意思为连续兴起，很不错。