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Qingdao is a relatively developed area for private lending. Therefore, the private lending business is relatively mature for a long time. P2P under Qingdao mode basically needs real estate as collateral, while cars and others are not allowed to be used as collateral to control risks. When investigating several large P2P websites, it was found that the collateral required by them was all a real estate certificate, and it was required to be a real estate in Qingdao that could be seen and accurately valued. Therefore, P2P enterprises in Qingdao basically do not do business with outsiders. Behind the strict mortgage system is the lender's low-risk protection. Therefore, one of the biggest characteristics of Qingdao model is that it has low risks and low non-performing loan ratio. Qingdao P2P mode has the lowest risk, and P2P enterprises also bear the greatest responsibility. Therefore, Qingdao P2P enterprises are typical "composite intermediary". However, as its enterprises are all transformed from private lending agencies, Therefore, they do not attach importance to the role of the network. Most of its website pages do not have personal loan information or loan information, It is the company's self-promotion, which aims to allow borrowers or lenders to meet and discuss with their companies. Moreover, Qingdao only does local business, which limits the scale expansion of intermediary enterprises. As the main feature of P2P enterprises is to operate on the basis of the network, the Qingdao model is not a typical P2P credit in a certain sense. Qi Fang Mode: The student aid platform mode Qi Fang P2P has more public welfare color, but it also has considerable profits. Facing the serious economic stratification of college students, Qi Fangwang has targeted its target group at paying tuition fees but needing to participate in education, training and investment outside the university.　NBC剧集《我们这一天》宣布一次性续订2、3季，这部Dan Fogelman打造的大热剧是这个秋季档收视人数第二的广播网剧情剧。新续订的两季还是每季18集。　　利芳同父异母的哥哥LK此时在众人之外静静的看着所发生的一切，谁也想不到，拍卖会的真正目的根本不是卖酒…The crime of intentional injury refers to the act of intentionally and illegally damaging the health of others. One of the crimes that infringe upon citizens' personal rights and democratic rights in Chinese criminal law. The main features are:Austria-Hungary: 300,000大堂上气氛凝重起来，人们都被这突变弄得满心疑惑。然是还佯作悲伤道：武信君困于定陶，老夫尽全力想要救援，奈何被司马欣所阻，以至于武信君蒙难，老夫着实过意不去啊。