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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.Non-stop所讲述的是一群社体系的大学生四年来大学生活，他们的爱情，友情都在每一次的争执和互相关心中不断成长，其中两段不可能的感情更打破了以往俊男美女的组合，仁成和庆琳，娜拉和东根都是外表上很不搭配的两组情侣，可是却因为内在的特质使双方相互吸引，最后成为了令人羡慕的男女朋友，这也成为了观众关注的一大热点。期间不断有新的成员加入，且每一个都具有鲜明的性格，这有更加适合了观众不断变化的口味。在Nonstop里，你会听到最为熟悉的英文老歌，更会看到许多熟悉的场景，改编一些卖座电影的经典片段也是此剧的特色之一，在Nonstop3里更有台湾偶像剧流星花园的另类演绎。"The waist was bitten off? Is the spine broken?" I asked.他们抵达伦多城后，尽管颁奖的场面隆重无比，但伊萨克的脚步却十分沉重。当天晚上，他做了一场童年时的梦。那仍然年轻而感情弥笃的父母，那美丽平和的大自然，使得睡梦中的老人脸上浮出一丝笑容。透过回忆、幻觉或梦境，将不断出现而又消失在接近死亡的老人脑海里的孤独，描写得非常冷酷而彻底，是一部很成功的影片，也是英格玛．伯格曼导演的代表作，曾获得柏林电影节的国际电影奖。他跟娘若是不要张家这份工了，他奶奶跟大伯他们也捞不到好处——张家可不会理他们——还得将霸占的田地让出来。清末，反抗官府黑暗统治的大侠程孟飞与仇家之女林怡真心相爱，这段孽缘令程孟飞被捕并发配西北荒漠。林怡怀着程孟飞的骨肉嫁给富商齐德实，十个月后诞下儿子，取名齐天白。民国初年，桀骜不驯的齐德实因得罪官府惨遭灭门抄家，唯有齐天白侥幸逃脱。从此，富家少爷齐天白沦落街头，饱受磨难，后凭音乐天赋被江湖艺班收留，成长为驰名一方的唢呐高手。抗日战争前夕，齐天白与历经九死一生的生父程孟飞、养父齐德实意外重逢，使他在错综复杂的爱恨情仇间再度经受炼狱般的煎熬。抗战爆发，齐天白、程孟飞、齐德实在共同的敌人，穷凶极恶的日本侵略者面前幡然醒悟，他们抛弃狭隘的家族恩怨和阶级仇恨，携起手来，前仆后继地走上抗日救国之路。